Life Insurance Trusts (ILITs), Explained
How an ILIT keeps life insurance out of your NY taxable estate. Long Island guide to cost, setup timeline, and the NY estate tax cliff.
May 28, 2026
How an ILIT keeps life insurance out of your NY taxable estate. Long Island guide to cost, setup timeline, and the NY estate tax cliff.
Beneficiary designations on accounts and policies override your will. Learn how they work, why they win, and how to keep your estate plan aligned.
How Florida’s elective share gives a surviving spouse 30% of the elective estate, what counts, and how to plan around it without litigation.
How Florida homestead law protects the family home from creditors and shapes your estate plan, including devise restrictions, the spouse and minor-child rules.
How Florida families use spendthrift trusts, staggered distributions, and trustee controls to protect an inheritance for young or financially reckless heirs.
How snowbirds and dual-state residents in NY and FL should plan estates, set domicile, protect homestead, and avoid ancillary probate. Attorney guide.
When do irrevocable trusts make sense in Florida? A Florida estate attorney explains asset protection, Medicaid, taxes, homestead, and the real trade-offs.
A Florida estate attorney’s guide to funding a revocable living trust correctly: deeds, homestead, accounts, beneficiary designations, and costly mistakes.
Learn how to avoid probate in Florida with living trusts, lady bird deeds, beneficiary designations, and joint ownership. Practical homeowner-focused guidance.
How Florida couples in second marriages coordinate prenuptial agreements, homestead, and elective share to protect children and a new spouse.
Avoid the most common Florida estate planning mistakes—homestead errors, missing beneficiary updates, improper deeds, and probate traps. Practical attorney guidance.
Divorce, marriage, or a Florida move can quietly break your estate plan. Learn what to update, why homestead matters, and the statutes that apply.
How Long Island parents name a guardian for minor children in a New York estate plan: who decides, how courts choose, and the documents to use.
A Florida attorney explains Lady Bird (enhanced life estate) deeds: how they avoid probate, keep homestead protection, preserve Medicaid eligibility, and the risks.
Florida revocable living trust vs. will: how each handles probate, your homestead, and your family. A Florida estate planning attorney explains which fits.
How joint ownership and survivorship traps derail Florida estate plans—creditors, taxes, homestead, and the fixes a probate attorney actually uses.
How charitable giving and trusts work in a Florida estate plan: CRTs, CLTs, donor-advised funds, homestead concerns, and tax strategy from a FL attorney.
How Long Island homeowners can plan for digital assets and online accounts under New York law (EPTL Article 13-A), avoid lockouts, and grant lawful access.
How to designate a health care surrogate and create a living will in Florida under Chapter 765 — requirements, differences, and why snowbirds need both.
The 5 estate planning documents every Florida adult needs: will, durable power of attorney, health care surrogate, living will, and HIPAA release.
How a Florida living trust keeps your estate private, avoids public probate, and protects homestead and real estate details from the public record.
How Florida business owners plan their estate and succession: buy-sell agreements, LLC transfers, homestead, trusts, and probate avoidance. Practical attorney guidance.
Florida has no state estate tax, but federal estate tax and smart gifting strategies still matter. A practical guide for FL residents and NY snowbirds.
A Florida estate attorney explains durable power of attorney under Chapter 709: execution rules, agent powers, real estate authority, and why springing POAs are gone.
When and why to review your Florida estate plan: life events, law changes, homestead and real estate triggers, plus a practical review checklist.
How Florida trust administration works after the grantor dies: successor trustee duties, the 60-day notice, accountings, creditors, and homestead. A practical guide.
Florida incapacity planning explained: durable power of attorney, health care surrogate, living will, and how to protect your homestead before a crisis.
How a pour-over will works with a living trust for Long Island homeowners: what it catches, the probate catch, and why you still need both.